Buying a 2nd Hand Car? 7 Questions to Ask Beforehand

Sideview of a blue toy car. In front of it, on the right side of an image, a human is holding a question mark in front of the car. This relates to the topic of buying a 2nd hand car.

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If you’re planning to purchase a car yet want to save money at the same time, getting a 2nd hand car instead of a brand new one is a good way to do so. However, it can be difficult to go through the process confidently if you don’t know the right questions to ask beforehand.

An example is knowing how much a 2nd hand car costs because it helps determine whether it’s worth it or not. But, if you don’t know what to look for when buying vehicles, you may have to pay more than you should.

Questions to Ask Before Buying a 2nd Hand Car

If you’re interested in buying a 2nd hand car, it’s best to be prepared. Things like price and the car’s age can affect your decision. On top of that, you’ll have many financial options to consider such as a collateral loan, an auto loan, and a 2nd hand car loan

The following questions will help you establish essential information about the car to make an informed decision and get your desired vehicle at the right price.

1. Why is the car being sold?

First, knowing why the car is being sold will determine whether or not the vehicle is reliable and worth buying. 

For example, if the owner says that they’re selling because they’ve just bought a new car, then that means that this one has been well-maintained and driven for some time. Meanwhile, if they’re selling because they had an accident or something similar, then it might not be in the best condition.

Secondly, knowing why someone is selling their car makes it easier for you to negotiate with them on price. If they’re selling because they’ve just bought another vehicle and don’t need two cars anymore, you might be able to get them to lower their asking price significantly.

Closeup of the plate of a red car. The plate says, "USED". This relates to the topic of buying a 2nd hand car.
Image by Andrey_Popov from Shutterstock

2. How old is the car?

A car’s age can have huge implications for its pre-existing damage, maintenance, and repair history. If you’re going to buy a 2nd hand car, it’s important to understand what kind of problems you might run into with the vehicle if you don’t take steps to mitigate them.

3. How long did the seller own the car?

The length of time someone owned a car indicates how well they cared for it and whether or not they drove it regularly. If you’re looking for something that’s been driven hard and put away but still runs like new, then knowing how long it has been in its current owner’s possession will be helpful to you.

4. What is the car’s mileage?

Determining the car’s mileage is an important part of knowing its condition—they tell you how much wear and tear it has experienced. The more miles it has, the more likely there will be problems with the engine or other vital components.

The best way to avoid this issue is by making sure you know how many miles are on your potential purchase before you buy it. This will give you plenty of time to research and determine if this is really what you want.

5. Has the car been in any accidents?

If you’re looking for a used car, one of the first things you want to check is whether or not it has been in any accidents. If the seller is honest about this, you’ll know that there could be some unexpected problems with the car, such as structural damage or faulty electrical systems. 

If they don’t mention any accidents but you see scratches and dents, then it might be best to keep looking and find another car that hasn’t been involved in an accident.

Two Asian men are both standing over the opened hood of a car. One of the men is dressed in a mechanic's uniform of blue overalls and a blue baseball cap. The other appears to the be the car's owner. The mechanic is pointing to one of the car parts under the hood. This relates to the topic of buying a 2nd hand car.
Image by Tom Wang from Shutterstock

6. Were there any replacements or updates done on the vehicle?

If a car has had replacements or updates done, you want to know about it to make an informed decision. If an expensive part was replaced, you might not want that kind of risk on your hands if something happens down the road. 

If a part has been updated, it might be of better quality than the original version. You’ll want to know what kind of maintenance history the car has had so you can decide whether or not it’s worth the investment.

7. What is the condition of the car’s interior?

While the exterior of a car may look fine, the interior could be in far worse shape than it appears. This can lead to an unpleasant surprise after you buy the car and take it home. 

Make sure to check out the car’s interior before you make any purchase. For instance, check for scratches on the dashboard or around any doors or windows. These may indicate that someone had broken into the car before and left some damage behind.

A Viable 2nd Best Option

Buying a  2nd hand car is a great alternative to save money on the cost of your transportation. You can easily find a vehicle that’s in great condition for less than half the price of what a new one would cost you, and there are plenty of trustworthy sellers to provide you with the right car.

However, remember that before you go and buy a used car, you must do some research first. It’s important to know that not all used cars are created equal. You want to make sure that the vehicle is in good shape and will last for a long time.

If you’re in need of accessible car financing in the Philippines, Asialink Finance is one of the leading finance companies in the country, offering an array of convenient loans for the automotive industry with competitive interest rates. Apply today for a used car loan at Asialink Finance and enjoy the loan benefits the company has to offer. 

Gab Doromal